Title RegistryOrder a title

Sample

What you get with a title search

On the left, a fictional New South Wales title laid out the way NSW Land Registry Services prints it. Below, the Full Report we would send you for it. Every statement either quotes the title or comes from our reviewed explanations.

NEW SOUTH WALES LAND REGISTRY SERVICES - TITLE SEARCH
-----------------------------------------------------

1FOLIO: 12/1234567
------

             SEARCH DATE       TIME          EDITION NO    DATE
             -----------       ----          ----------    ----
             22/10/2026        9:41 AM       2             26/5/2019

LAND
----
LOT 12 IN DEPOSITED PLAN 1234567
   AT MOAMA
   LOCAL GOVERNMENT AREA MURRAY RIVER
   PARISH OF TATAILA   COUNTY OF CADELL
   3TITLE DIAGRAM DP1234567

FIRST SCHEDULE
--------------
JANE CITIZEN
JOHN CITIZEN
   4AS JOINT TENANTS                                          5(T AP731255)

SECOND SCHEDULE (4 NOTIFICATIONS)
---------------
1   RESERVATIONS AND CONDITIONS IN THE CROWN GRANT(S)
2   DP1234567  6EASEMENT TO DRAIN WATER 1 METRE(S) WIDE AFFECTING THE
               PART(S) SHOWN SO BURDENED IN THE TITLE DIAGRAM
3   DP1234567  RESTRICTION(S) ON THE USE OF LAND REFERRED TO AND
               7NUMBERED 2 IN THE S.88B INSTRUMENT
4   AP731256   8MORTGAGE TO HARBOURSIDE EXAMPLE BANK LIMITED

NOTATIONS
---------
9UNREGISTERED DEALINGS: DM AY118842

                    ***  END OF SEARCH  ***

PRINTED ON 22/10/2026

* Any entries preceded by an asterisk do not appear on the current edition of the Certificate of Title.
Warning: the information appearing under notations has not been formally recorded in the Register.
SAMPLE INFORMATION BROKER an approved NSW Information Broker hereby certifies that the information contained
in this document has been provided electronically by the Registrar General in accordance with Section 96B(2)
of the Real Property Act 1900.
Copyright © Office of the Registrar-General 2026                         Received: 22/10/2026 09:41:12
A fictional Title Search (folio) laid out like NSW LRS's. Names and numbers are invented.
  1. 1Title referenceIn NSW the lot and plan is the title reference, called the folio identifier: Lot 12 in Deposited Plan 1234567.
  2. 2EditionThis is edition 2, made on 6 May 2019. A new edition is made each time a dealing (a registered document) changes the title.
  3. 3PlanThe boundaries are on the deposited plan, which is a separate document. Order it if you need measurements or where the easement runs.
  4. 4How they own itJane and John own the whole property together. If one dies, the other becomes the sole owner, whatever a will says.
  5. 5TransferT means transfer: dealing AP731255 is the document that made them the owners.
  6. 6EasementA 1-metre strip of this lot can be used to drain water from other land. You usually can't build over it; the plan shows where it is.
  7. 7RestrictionA covenant created with the subdivision limits how the land can be used. The wording is in restriction 2 of the 88B instrument, not on the title.
  8. 8MortgageA home loan secured on the property. It stays on the title until the bank's discharge is registered.
  9. 9PendingDM is a discharge of mortgage. It has been lodged but not yet registered; once it is, the mortgage drops off and a new edition is made.

Full Report (sample)

At a glance

  • Dealings waiting to be registeredSomething has been lodged and the title may change soon (often a sale, transfer or new mortgage).
  • Restrictions on useA covenant or restriction limits how the land can be used or built on.
  • Easement over the landPart of the land is subject to someone else's right of use. You usually can't build over it.
  • Mortgage registeredTo HARBOURSIDE EXAMPLE BANK LIMITED. Normal while a loan is owing.

Who owns it

  • JANE CITIZEN
  • JOHN CITIZEN

Joint tenants. The owners own the whole property together, not in shares. If one dies, their interest generally passes to the surviving owner, not through their will.

Titles in New South Wales don't print an address for the owner.

Mortgage check

A mortgage to HARBOURSIDE EXAMPLE BANK LIMITED is still registered, but a discharge (AY118842) has been lodged and is waiting to be registered. Once it is, the mortgage comes off the title.

What's recorded on the title

  • Mortgage

    A lender has security over the property for a loan.

    Normal while a home loan is owing. When the loan is repaid the lender gives a discharge, and once that discharge is registered the mortgage no longer appears on the current title.

    Dealing AP731256 · HARBOURSIDE EXAMPLE BANK LIMITED · Registered

    AP731256 MORTGAGE TO HARBOURSIDE EXAMPLE BANK LIMITED

  • Restriction on use

    A limit on how the land can be used or built on, created when the land was subdivided or by agreement.

    Like a covenant, it binds later owners. The registered document sets out exactly what is restricted.

    In NSW these are usually created by a section 88B instrument registered with the plan.

    Dealing DP1234567 · Registered

    DP1234567 RESTRICTION(S) ON THE USE OF LAND REFERRED TO AND NUMBERED 2 IN THE S.88B INSTRUMENT

  • Easement

    A right for someone else (often a neighbour, council or utility) to use part of the land for a set purpose, such as drainage, a sewer, access or power lines.

    You usually can't build over or block an easement. Its location and width are shown on the plan and its terms in the registered document.

    Dealing DP1234567 · Registered

    DP1234567 EASEMENT TO DRAIN WATER 1 METRE(S) WIDE AFFECTING THE PART(S) SHOWN SO BURDENED IN THE TITLE DIAGRAM

  • Crown reservation

    Rights the Crown kept when the land was first granted, such as minerals or access for public purposes.

    Very common on older titles and rarely affects ordinary use of a house block.

    Registered

    RESERVATIONS AND CONDITIONS IN THE CROWN GRANT(S)

Waiting to be registered

These have been lodged with the registry but aren't registered yet, so the title may change soon.

Dealing AY118842 · Discharge of mortgage · pending

UNREGISTERED DEALINGS: DM AY118842

Questions to ask

  1. What is dealing AY118842, and when will it be registered?
  2. Get the registered document DP1234567 and check exactly what it restricts before you design or buy.
  3. Check the plan to see where the easement runs and how wide it is, especially before building near it.
  4. Ask the seller's conveyancer to confirm the mortgage to HARBOURSIDE EXAMPLE BANK LIMITED will be discharged at settlement.

The land

Title reference
12/1234567
Land description
LOT 12 IN DEPOSITED PLAN 1234567
Plan
DP1234567
Council
MURRAY RIVER
Edition
6/5/2019

Entries marked with an asterisk on a NSW title don't appear on the current edition of the title.

This summary is general information to help you read the title, not legal advice. The official title from NSW LRS is the document to rely on. For a decision that depends on it, talk to a conveyancer or solicitor.